Mortgage in Dubai

Calculate your monthly payments and understand your financing options for buying property in the UAE.

Mortgage Calculator

AED 1,000,000
AED 300KAED 10M
20% — AED 200,000
20%80%
4.5%
2%10%
25 years
5 yrs25 yrs

Monthly Payment

AED 4,447

Loan Amount

AED 800,000

Total Interest

AED 533,998

Down Payment

AED 200,000

Total Cost

AED 1,533,998

* This is an estimate only. Actual rates depend on your bank and eligibility.

Everything you need to know about buying with a mortgage in Dubai

Whether you are a UAE resident or a foreign national, Dubai offers competitive mortgage options through leading banks. Our team works with trusted mortgage advisors to help you find the best deal.

Minimum 20% down payment

UAE residents require a minimum 20% down payment for properties under AED 5M. Non-residents require 25–35%.

Loan terms up to 25 years

Mortgages in Dubai can be taken for up to 25 years, with the borrower's age not exceeding 70 at the end of the term.

Fixed & variable rates

Choose between fixed-rate mortgages for predictable payments or variable rates that may offer lower initial costs.

DLD & processing fees

Budget for DLD transfer fee (4%), mortgage registration fee (0.25%), and bank processing fees when planning your purchase.

Pre-approval available

Get pre-approved before you start viewing properties so you know your exact budget and can move fast on great deals.

We handle everything

From mortgage pre-approval to final registration, our team coordinates with banks and DLD on your behalf.

Speak to a mortgage advisor

Get free, expert advice tailored to your situation. No obligation.

WhatsApp Us